Expertise Service

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Appraisal report determines the value of the real estate to be bought in terms of features like age, location, base area. In short, it is market value of real estate. The licensed real estate appraisal experts who conduct this appraising are called "housing appraiser". This process should be done by independent organizations. As required by the law, banks make a deal with independent real estate appraisal companies and buy this service. It should be noted that appraisers are not employees of banks and they should have licenses. 

In order to own a real estate by using mortgage loan, you should apply to the bank for the loan first. Before your loan application is approved, the bank takes your suitability to their criteria into consideration. Appraisal report plays an important role among these factors. 

Except for some exceptional cases, banks grant loans up to 80% of the appraised value. That's why we can say that appraisal report is one of the most important building blocks of this process. 

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